Big Lots Comenity Credit Card Login (2024)

FAQs

How hard is it to get approved for a Big Lots credit card? ›

Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Big Lots Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points.

There are several options to pay your bill: in-store at any Big Lots location, online at comenity.net/biglots, by phone at 888-566-4353 (TDD/TTY: 888-819-1918), or through the mail.

They have a 'guest pay option' on the main login page in case you cannot log in, forget your password, or someone is making a payment for the cardholder. It is secure and gives no personal info. You must know your account number.

To log in to your Comenity Bank credit card account, go to the login page on the Comenity Bank website and enter your username and password in the appropriate fields. Then, click the “Sign In” to access your online account.

Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion. And only the super rich and famous can expect to get the call, as...

You should have good odds of approval for a Comenity credit card if you have a 640+ credit score and consistent income. You will also need to be at least 18 years old and have a Social Security number as well as a physical U.S. address.

Some applicants receive a decision in seconds. If you're not immediately approved or denied, allow 7-10 business days for the issuer to review your application. You can also check your Big Lots Credit Card application status at any time, by calling customer service at (888) 566-4353.

Big Lots Credit Card accounts are issued by Comenity Capital Bank.

Banks usually accept a CIBIL score in the range of 700-750 and above to issue a credit card to an applicant. This is subject to the applicant meeting all other eligibility requirements. However, there are some credit cards offered to persons with low credit scores.

Comenity Bank pre-approval doesn't guarantee that you'll be approved for a card, but it does indicate that you have a 90% chance of getting approved if you apply. Pre-approvals do not affect your credit score, as they're done using a soft pull.

Does Comenity credit card have an app? ›

Unlike other banks, Comenity Bank does not have any physical locations for customers to visit. If you need to contact them, you can do so over the phone, on its website or via its mobile app.

We've changed our name and our identity. Comenity is now Bread Financial. We've expanded beyond credit (credit cards managed by Comenity Bank or Comenity Capital Bank) and saving products to provide simple, personalized payment, lending and saving solutions.

Comenity Bank is a financial services company offering credit cards, personal loans, "buy now, pay later" plans, high-yield savings accounts and certificates of deposit. Comenity rebranded as Bread Financial in 2022, though the Comenity name still lingers as a credit card issuer.

The Comenity Bank TCPA Class Action Lawsuit is Carrie Couser v. Comenity Bank, Case No. 3:12-cv-02484-MMA-BGS, in the U.S. District Court for the Southern District of California.

Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Big Lots Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points.

You'll be notified of your credit limit and other account details after approval. Reviews show that typical fair-credit applicants start with a limit between $300 and $750, but then they see an increase after regular payments.

Credit card offers subject to credit approval. Big Lots Credit Cards Accounts are issued by Comenity Capital Bank.

Some applicants receive a decision in seconds. If you're not immediately approved or denied, allow 7-10 business days for the issuer to review your application. You can also check your Big Lots Credit Card application status at any time, by calling customer service at (888) 566-4353.